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Estate and Gift Planning

When people think of taxes, they automatically think of income taxes, but estate taxes could be the largest tax expense they will ever face.

Federal estate taxes can easily consume 50 percent of an estate. Although there is currently no gift or estate tax imposed on the first $2 million of estate value, the total value of all personal assets, family businesses, retirement plans and life insurance proceeds could subject the heirs of your estate to significant tax consequences.

Sweeping changes in federal law makes it absolutely essential that you pay particular attention to protecting your wealth from estate and gift tax. Even estate plans created as recently as two years ago may need to be revised.

You have worked hard accumulating wealth. By working with Ghirardo CPA, you can prevent the government from taking half of it.

We work with our clients to create estate plans that take into consideration all relevant factors unique to them.

Clarification of family goals and personal philosophy, values and objectives.
Devising and implementing strategies to minimize estate and gift tax liabilities.
Analysis of the use of spousal and property transfers.
Developing a lifetime gifting program utilizing vehicles such as charitable trusts, qualified personal residence trusts and family limited partnerships.
Performing business valuations for estate and gift tax purposes.
Periodically monitoring and reviewing the plan to make revisions to reflect changes in the economy, tax regulations or your personal situation.

Because the decisions you make today can have a lasting impact on your future and future generations, it is important to plan ahead. Ghirardo CPA’s estate plan specialists understand the importance of ensuring long-term financial security for your family.